Insurance & storms
Insurance claim help — you stay in control
Your claim belongs to you. Our job is to give you clear evidence and an honest, itemized estimate so you can deal with your insurer with confidence.
How we help
- Inspect the roof and photograph the damage
- Temporary repairs to prevent more damage (with receipts)
- A written, itemized estimate you can send to your insurer
- If you ask, we can be there when the adjuster inspects the roof
Florida deadlines
Florida law generally bars a property claim unless notice is given within 1 year after the date of loss; a supplemental claim has 18 months. For hurricanes, the date of loss is the landfall date. Policies issued or renewed before mid-December 2022 may have longer deadlines — check your policy.
If you disagree with the decision
The Florida Department of Financial Services offers free residential property mediation and a consumer helpline (1-877-693-5236). Your policy may also offer appraisal.
Will insurance pay for a new roof in Florida? · Filing a roof claim after a hurricane
Sources
Ready for a free written estimate?
The owner comes out, looks at your roof, explains what he finds and gives you an itemized estimate. English or Spanish.
Frequently asked questions
Who talks to the insurance company?
You do. We give you the photos and written estimate; you keep full control of your claim and your insurance payments.
Will my insurance pay for a new roof?
It depends on your policy, the cause of damage and your deductible. Normal wear and tear usually isn't covered. Read Will insurance pay for a new roof in Florida?.